Unoccupied Property Insurance
Many insurers will not even provide insurance cover for unoccupied properties such as properties awaiting sale, awaiting probate, undergoing minor renovations/refurbishments, or left vacant while the owner is at a second property, abroad, hospitalised or taken into care. We have access to specialist products for empty houses, empty shops, vacant offices and other unoccupied commercial premises.
Un-occupied Property Buildings & Contents Insurance protects you & your property against fire, theft, smoke, explosion, lightning, earthquake, malicious damage, vandalism, storm, flood, subsidence & heave, escape of water and oil.
Buildings Insurance may cover main buildings and outbuildings including garages, gardens, boundary walls, gates, pools, drives and paths plus permanent fixtures in your property like built-in wardrobes, kitchen fixtures/bath fixtures etc.
Contents Insurance may cover all the possessions you would normally take with you when you move house i.e. carpets, furniture, kitchen appliances, bath accessories etc.
Main Benefits May Cover
> Cost to re-building the property
> Cost to replace the stolen or damaged contents of the property
> Trace and access cover
> Public liability cover
> Accidental damage cover
> Legal expenses cover
Reasons Why You Should Seek Advice From Us
Being an independent firm, Rainbow Associates is not tied to any one product provider. In order to find: a right product, from a right company, at a right price, we being qualified & authorized insurance advisors, have access to a wide range of insurance companies as well as the insurance wholesalers in the marketplace. Since treating customers fairly is our core value, we therefore perform an extensive market research in arranging the top rated insurance products, from top rated insurance companies at competitive prices.
As insurance products are very complex and so many different to choose from, we understand that it is difficult for you to choose the best cover on your own. Many people make the mistake of simply buying the cheapest cover they find and then discover that they are not able to make a claim. However, you need not to worry anymore, as we know the insurance business inside out. You can shift all of your hassle & worry to one our insurance advisors, who will do all the hard work for you from finding the best quote to filling in and submitting all the forms to the insurance company as well as chasing the insurance company to underwrite & accept the cover as soon as possible.
If you want to benefit from our expertise and need help and advice from one of our experienced insurance advisors, then you should fully complete the Enquiry Form provided on the right-hand side of this page, by ticking off the products you are interested in to discuss with us, as well as fill in a few basic details and send the enquiry form to us, so that one of our insurance advisors can contact you to make an appointment to discuss your insurance requirements at a time convenient for you.